Text "LIFEGUARD" to 36260 for your Pre-Qualification Letter
822 US Highway A1A N., Ste. 204, Ponte Vedra Beach FL, 32082
904-834-6500  /  407-634-6500
Our Top Programs
(Full List Below)
1% Down Payment
580 Credit with 3.5% Down (FHA Loans)
No MONEY DOWN Loan for Veterans (VA)
I am Self- Employed
(Bank Statement Program)
NO Money Down in Rural Areas (USDA)
$7,000,000+ Jumbo Loans
Special Situations
Prior Bankruptcy
Prior Short Sale
Prior Foreclosure
Important Information
Getting Started
Do's and Don'ts
Credit Score
loan lifeguard
  •  Mainsail Mortgage Will get your Loan Closed!
  •  More than Sixty-Percent of our Loans the Last Quarter were from Borrowers that were Turned Down from Other Banks and Mortgage Brokers!
  •  Do Not Miss Out on Your Dream House or Lose Another Deal to Inflexible Loan Options!
  •  We are a Boutique Firm with a wide Variety of Options!  
  •  With a bank you get a short menu, with us, it's a BUFFET.
  •  We will Manually Underwrite! (Old School)
  •   We are the LOAN Lifeguard!
Our Programs
Condominium
I am a Foreign National
Construction/Perm
I am a Doctor
Investment Property
Private Money
Lot Loans
Cash out Refinance
Mobile Homes
Meet Your Team:
Eddie Hilliard
Eddie A Hilliard, born and raised in North Eastern Florida, spent four years serving his country in the United States Air Force before entering the Mortgage Banking industry in 1993. Throughout his 25 year career he has held positions in both wholesale and retail. Now one of the managing partners at Mainsail Mortgage, Eddie and the Mainsail team are ready to secure your loan!
Cell: 904-993-0219
EHilliard@mainsailmtg.com
Allen Touchton
Palmer Allen Touchton II (Allen) is a veteran of the mortgage industry with more than 26 years of experience. A Jacksonville, FL native and a U.S. Navy veteran, Allen attributes much of his success as a loan professional to his job as a loan processor early in his mortgage career. Allen and his wife Karen have three sons. He enjoys sports, family and the thrill of helping people capture the American dream of home ownership.      
Cell: 904-449-1916
ATouchton@mainsailmtg.com
David Babinski
David P. Babinski has 25 years experience in the financial industry. He brings extensive knowledge of personal financial planning, business structure, and executive management to the team. Having spent the last 10 years in the central Florida area David has extensive knowledge of the housing market and the solutions available specific to Florida residents. 
Cell: 407-304-0586
DBabinski@mainsailmtg.com
Available Programs:
BUY A HOME
Our Mortgage Consultants will guide you step-by-step through the process to ensure you are comfortable and make this not only a memorable but enjoyable experience.
REFINANCE
Our Mortgage Consultants will work with you to first understand your financial situation and goals and then tailor a program which bests suits your needs.
REVERSE MORTGAGE
Mainsail Mortgage is Florida’s premier lender for both traditional purchase, refinance loans as well as reverse mortgages. Our team is made up of highly experienced and knowledgeable mortgage professionals.
 Copyright © 2018 Mainsail Mortgage. All rights reserved.
Mainsail Mortgage NMLS ID# 1193869
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